As is evident by the way he spells his name, Jeph is constantly looking for ways to set himself apart. He brings an experienced background in:
His blend of knowledge and service is truly unique and is built on integrity and hard work.
He has lived in Leamington, Kingsville and Windsor.
This gives him a good sense on what is happening in each region.
No matter the home or situation Jeph walks into, his aim is to help others feel knowledgeable and confident in the task at hand, so that his clients feel comfortable.
Buying and selling your home should not only be enjoyable, but a lot of fun. Jeph works hard to achieve that.
What is the first step in buying a home?
Get pre-approved. You can’t buy a house without any money. Knowing where you stand will help you focus on the homes you can afford. You don’t want to fall in love with a house that the bank says you can’t get. I’ve also seen buyers miss out on homes because they think they can’t afford it, when in actuality, the bank approves them for much more. Email me for preferred mortgage specialists
Do I have to use my bank to get a mortgage?
No! Just because you do your regular banking with a certain bank, does not mean you need to get your mortgage with them. You can use any bank, credit union or private lender. I can help you find the right person for you. Click here to get connected with a mortgage specialist
What costs are associated with buying a home?
When buying a house, a few costs you’ll want to account for. You will need to get a lawyer for the transaction. Additional costs can include movers, home inspectors and land transfer fees. I can go over each one of these to see as they pertain to your situation. The good news, you don’t have to pay your realtor. Their fees are paid for by the sellers.
Can I only use one agent?
I tell everyone looking to buy a home, find a realtor you can trust, and stick with them. They will get to know you and understand you and your journey. That will pay dividends as the process unfolds. If you have signed an agreement with a realtor, you must use them for the term and location agreed upon in the contract. However, you can also request a mutual release if it’s not working out.
What costs are associated with selling a home?
Selling your home requires a few different fees that don't come when buying. Each situation is different but for most sellers, Realtor fees and lawyer fees are the common ones. On this end, you avoid the transfer taxes, inspection reports.
What if I want to avoid bidding wars?
The reality is, bidding wars have been a part of the market since 2015. Most people who decide to wait to avoid bidding wars end up getting priced out of the market pretty quick. There are the odd opportunities but those only come to those who are consistently looking and usually are finding a needle in a haystack. The only other ways to avoid them are to buy something that needs a lot of work (even then it’s tough to find) or to build. Click here to get connected with a builder.
I WANT TO GET STARTED!!
Call or text me at 519-567-1090 or click here to email me